ThinkingMega

10,000+ drivers have already checked

Had car finance between 2007 and 2024? You may be entitled to money back.

No registration numbers or paperwork required

Your car dealer might have put a hidden commission on your car payments without you realising, putting you on the line for costs which you should have not paid - subject to review, you could be entitled to an average refund of £1658*.

Checking is free and takes about a minute - with no obligation to take anything further.

2007-2024 agreements
Free to check
No obligation
No paperwork to start

Simple process

Three clear steps

Transparent from start to finish, with no obligation at any stage.

Step 01

Check your agreement

Tell us a few basic details about your car finance. You do not need registration numbers or original paperwork to begin.

Step 02

We help you understand it

We explain whether your agreement has features that the regulator has asked lenders to review, in plain language.

Step 03

You decide what to do

If you choose to take it further, we outline your options - including the steps you can take yourself, free of charge.

Eligibility

Is my agreement relevant?

Your agreement may be worth reviewing if the following apply. This is a general guide, not a decision on your individual case.

  • 1You took out car finance, such as a PCP or hire purchase agreement.
  • 2The agreement was entered into between 2007 and 2024.
  • 3You were not clearly told how the broker or dealer was paid.
Check eligibility

Subject to review, you could be entitled to an average refund of £1658*.

At a glance

No obligation

2007-2024

Period covered

Free

Cost to check

None

Obligation

DIY route

Your right

You can always pursue a complaint yourself, free of charge, with your lender or the Financial Ombudsman Service.

Questions

Frequently asked questions

Straightforward answers, with no exaggerated claims.

Some car finance agreements included commission arrangements between lenders and dealers that were not clearly explained to customers. The Financial Conduct Authority has asked lenders to review these. This site explains the background so you can decide whether to look into your own agreement.

Want to understand where you stand?

Check your car finance agreement in a few minutes. It is free, and you are under no obligation to take anything further.

Check eligibility

Subject to review, you could be entitled to an average refund of £1658*.