Legal
Fees and Charges
Last updated: June 2026
We believe in being clear and upfront about costs. This page explains our approach so you can make an informed decision.
Information on this website is free
Using this website and checking whether your car finance agreement may be relevant is free of charge, and you are under no obligation to take anything further.
You can act yourself, free of charge
You do not need to use a paid service to pursue a car finance complaint. You can complain directly to your lender and, if you are not satisfied, escalate to the Financial Ombudsman Service free of charge. Using a third party is your choice, not a requirement.
If a fee ever applies
If at any point a service we introduce you to charges a fee, that fee will be explained clearly and in writing before you agree to anything. You will always be told the basis of any charge and any applicable VAT before you commit.
Contact
If you have any questions about fees, email contact@thinkingmega.com.